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When you enjoy a good state of mental health you will feel happy and have the ability to enjoy life and all it has to offer. Did you know that you don’t automatically have good mental health just because you don’t have any major mental health issues?

It takes work to keep your mental health in a good state. The foods that you eat and the exercise that you do or don’t do all have an impact on your mental state. As we mentioned earlier in this eBook it is important to eat a balanced diet and to exercise regularly.

By choosing to eat a balanced diet you are ensuring that your body and your brain are receiving enough of the essential nutrients that they require to function correctly. By eating foods from all the major food groups it is much easier to achieve the balance required.

Certain nutrients are being shown to have an impact on the way you feel. For example a lack of any of these nutrients; folate, vitamin B12, calcium, iron, selenium, zinc, and omega-3 has been shown to be a leading factor in depression in women who have just had a baby.

Anyone who has been diagnosed with anxiety or depression is advised by their doctors to start exercising regularly. This is because exercise will help you feel happier and more alive.

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Pay periods end at 12 A.M. Pacific time on Wednesday, or every other Wednesday for two-week payments. Payments are sent on the Wednesday two weeks after the end of a pay period. Thus, it may take a couple of weeks to receive your first payment, but direct deposits will usually come weekly after that. Their minimum payout is $10.

Square – For payments taken during business hours, they are usually available in your bank account the next business day.

Intuit GoPayment – Money is deposited into your bank account daily at 3 P.M. Pacific.

Keep in mind that most processors have payment limits, minimum payouts, etc. For example, you might have to wait until you’ve accrued at least $100 in funds before you’ll be paid.

Or you might only be paid up to a certain amount of the money you receive, while the rest is held in reserve for a certain length of time in case of refunds or fraud.

Regional Availability

Your location is another factor to consider. If you’re in the United States, you probably won’t have to worry so much about this. But if you’re in another country, you may find some payment processors restrict you from being able to use their systems.

The primary reason for this is a high prevalence of fraud in certain countries. However, there are other reasons some processors cannot or will not process transactions in certain countries.

Factors can include:

Currency exchange rates

Banking regulations in that country

The current social or political environment in that country

Other factors

If you are having trouble finding a payment processor that will allow merchants for your country, you may have to consider using a high-risk provider or perhaps partnering with someone who lives in a country that will allow them to get a merchant account and splitting the profits with them.

Backup Processors

Because you may be subject to changes in terms and conditions, it is always best to have at least one backup processor in reserve. Don’t wait until you’ve been banned from one to find another, because you could lose an unbelievable amount of money in the process!

Here’s what you need to do to secure a backup processor:

1. Review the processor just as you would any other processor. View the terms and conditions, fees, payment terms, etc.

2. Apply for the processor and get accepted.

3. Test the processor thoroughly with your current system to be sure the switch could be seamless in the event it becomes necessary.

4. Send some sales through their system so you can start any “timers” that might be in place to get paid.

Ideally, you will want to have at least two backup processors in place in case one of them isn’t working, closes, or changes their terms by the time you need them.

Another good reason to have a backup processor is in case your payment processor goes down during a major launch or shopping day. Imagine releasing a new product and having your payment processor go down for a day or two! You could lose thousands of dollars, upset affiliates, and even potentially ruin your reputation, because affiliates and customers will expect you to be prepared for such an event!

Final Words

If you’re looking for a payment processor, you need to be sure you review all of the various available processors and take a look at which type is best for you. Look at their terms and conditions, compare them to your business model, and choose one that fits well with your current structure.

If you’ve been using the same payment processor for a long time, you might want to consider changing processors if you find one with better terms. Remember that not all payment processors are created equal. Some have better fees, some have better features, and some have better service.

Just don’t take the selection process lightly. Remember, if you end up doing a very high volume of transactions, a difference of just 1% in fees could make a huge difference to your bottom line. This is especially true if you’re running on low profit margins already.

Hopefully you’re now equipped with the information you need to choose the right payment processor for your business!

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Creating Videos

Creating videos is a little trickier, but with the right software or service you can easily create video products that will sell. In fact, there are online services that make it incredibly easy to create videos just by uploading a few images or slides and some music!

Some of these services will even allow you to make a simple video for free so you can see how easy it is, thus allowing you to choose one that works best for you without having to pay to test out a ton of services you may not like.

Services that can help you make videos:

Stupeflix – With personal plans starting at $5 per month and Pro plans starting at just $39 per month, Stupeflix is a great option for making simple videos very quickly. They have a number of different themes available, and a sizeable library of music available, or you can upload your own music or audio.

Animoto – Animoto makes video creation as simple as 1-2-3. Just upload pictures, choose music, add some text, and press a button and your video is created. They currently have 47 video themes available for pro users. Pricing for business plans starts at $39 per month or $249 per year.

GoAnimate – GoAnimate will help you create cool animated videos on a variety of themes using built-in animated cartoons. The service has plans starting at $39 per month or $299 per year and going up to $79 per month or $599 per year.

OneTrueMedia – OneTrueMedia will allow you to create 30-second videos that feature their branding for free. You can store up to 200 MB with a free account, and you’re limited to 3 songs per video. With their paid account, which is $3.99 per month or $39.99 per year, you can have unlimited songs, nearly unlimited storage, up to 1-hour videos, and you can download your videos and even post them to YouTube and Facebook. This is a cost-effective solution, but all videos are branded with a OneTrueMedia splash page.

Wideo – Wideo is an affordable solution for creating videos. Instead of just uploading images, there are built-in colors, shapes, objects, text and music files you can add to a project, creating unique videos that no one else will have anything like. You can create a video for free, but it will be branded.

You can remove the branding from one video for $9 or all videos within a year for $150 per year for videos hosted online, and you can download a 1280x720 MP4 of one video for $29 or all videos within a year for $249 per year.

These apps and programs are also useful:

Windows Movie Maker – If you have a Windows PC, you can use the Windows Movie Maker software. There are plenty of tutorials online to teach you how to use it, and making a video is simple. This software is free for Windows users.

iMovie – For Mac users, the iMovie program can create stunningly professional videos quickly and easily. The software isn’t free, but it comes with a large variety of templates you can use to make videos. There is also a version of iMovie for the iPad. Again, there are plenty of tutorials online to help you learn how to use this powerful software.

Selling Your Products

There are a couple of different ways to sell eBooks with little or no upfront costs involved. You can sell them directly, either on your website or on ClickBank, or you can upload to Kindle and other platforms.

Let’s take a look at some of the best places to sell your products. Remember, you shouldn’t focus on a single platform. Sell your products through as many platforms as you can and multiply that income!

ClickBank

For years, ClickBank has been one of the most popular places to sell digital products, and for good reason. ClickBank has an unbelievable number of active affiliates who are always looking for new, quality products to promote. This is a major benefit, because your products can make money even if you’re not great at promotion yourself.

If you’re going to sell on ClickBank, you need to keep things in mind:

1. It costs $49.95 for your first product and $29.95 for each additional product, paid on approval of your product, to sell on ClickBank. This could be cost-prohibitive for some people who are just starting out, but it’s definitely worth the cost if you can afford it.

2. You’ll need excellent sales copy and very good graphics in order to attract the attention of the average affiliate. This could also be cost-prohibitive, because a good mini-site design and eCover can cost at least $50 and up to $200 (sometimes even more), and good sales copy can cost hundreds, even thousands of dollars from an experienced, quality copywriter.

However, if you don’t have great sales copy and a nice design, most affiliates won’t even consider you. You could try doing it yourself to save money, but good sales copy is very tough to write unless you have a lot of experience and understand the intricacies of doing so.

3. You must provide promotional material for potential affiliates if you want the best chance at being chosen by affiliates for promotion. As long as you keep those things in mind, ClickBank can be insanely profitable.

Amazon Kindle (KDP)

The most popular program for selling books is the Kindle Digital Publishing platform made available through Amazon, also called KDP. Don’t make the mistake of thinking these books are only available on Kindle devices! These days, most devices have a version of the Kindle app available, including the iPhone, iPad, PC, Mac, and more!

The KDP program gives authors 70% royalties for products between $2.99 and $9.99, with a few exceptions (such as sales in certain countries). For everything else, they offer 35% royalties.

If you’re selling a product for $2.99, you’ll get approximately $1.79 in royalties, minus any download fees or other fees. And of course, if you sell in other countries you’ll be paid in that country’s currency and subject to exchange rates.