2016 Personal Finance PLR Article Package
While big corporations may have good reasons for carrying a lot of debt, the average person does not. The sad truth is that debt is a growing problem, and people are having a hard time getting out of it. If this sounds familiar, then you are not alone. What you need is an effective debt reduction strategy.
One quick thing before we get started: being in debt isn't your fault, and it's nothing to be ashamed of. The financial industry has, for years, done everything in its power to put people deeper into debt. It may be legal and buried in the fine print, but it certainly isn't ethical. The purpose of what follows is not to be judgmental in any way, but rather to offer you a way to get out of debt for good.
You need to know exactly where you stand financially. List all of your income, all of your expenses, and all of your debt. Be specific, and be honest; you need to account for every penny. When listing your debts, be sure to include the amount of principal, interest rates and any penalties that have been added on as this will help you with the next step in your debt reduction strategy.
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