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SKU: 14970 
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All spending both immediate and future is usually noted on the spreadsheet but this is not always fixed as adjustments are made accordingly as they unfold. The following are some of the tools and methods used to keep the spreadsheet updated:
Perhaps the most basic tools are the simple jotting down of information on paper to be entered into the spreadsheet when the periodic updating exercise is done.
There are also a lot of money management websites that can help to specifically assist in the money management program. These programs keep track of the all the accounts information which may include saving and other money generating accounts, and then make the necessary adjustments to display useful information for future budgeting.
With the help of the spreadsheet budgeting style, the individual is able to clearly note all payments and commitments at a glance. This is very helpful when trying to decide on the importance tagged to the payments.
If there are credit cards outstanding amounts the spreadsheet will help to highlight the cards that most need attention and if funds permit more money can be focused on paying the debts that have the highest interest rates.
The date shifting done on the information furnished by the spreadsheet will help create a better avenue of clearing the commitments that are either prioritized or cost more in terms of interest accrued. In some way the clarity of the figures shown in this way will create the urgency for the individual to focus on making the relevant payments in its priority form.
It will also give the individual a clear overview of his or her financial status both in the present and in the future if the necessary information is well documented and allocated.
- File Size:1,312 KB
- License: Giveaway Rights
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