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Chapter 6: Stay Within Your Clothing Budget

Synopsis

With the great number of many different fashionable and trendy items on the market these days, sometimes, you just want to buy everything you find beautiful and that will work for you. You may want to jump from one store to another to get the things that you want.

But you have already set aside a clothing budget and that no matter what happens, you clothing shopping expenses will be according to a particular budget. However, when you are inside the store and you find a lot of different beautiful clothes and dresses you know will look great on you, shopping on a budget can really be a huge challenge.

Indeed, it can really be daunting and difficult to stick to your clothing budget if you find great items in the store. Never Give Up! It may take some time for you to set up a plan that will work for you but it can be attained. Let us work together to end your over-buying behavior.

The Best Ways to Stay within your Budget

Use a thoughtful strategy and put an end to your consistent bargainhunting and over-buying ways.

Think About the Bigger Picture

The main point of the budget is actually to keep you out of any overwhelming debt and assist you in establishing a financial future that will provide you more freedom. Therefore, if you are in front of great discounted products, think about what will happen tomorrow if you overspend. Remember to stick to your budget to avoid the negative consequences of overbuying.

Always Use Cash Only

Using cash will cause you to think about the overall amount of cash that you are about to spend. However, swiping a credit or a debit card is different. It does not feel as real. Try to use cash exclusively for your clothing. When the money is gone, or when you run out of cash, you will need to wait until the next budget cycle starts. Cash will really teach anyone the essential power of self-discipline and self-regulation.

Think About a Periodic Budget Evaluation

It can be hard to predict the total amount of money you will need in every aspect of life - your new job may require you to make a change in your wardrobe and your budget for clothing. Therefore, it is very crucial to have a regular check on the way you have created your clothing budget. If you find that it is not working, then tweak or change it, it is you own budget after all. You just need to ensure to remember your long-term financial goals.

Think About What you Already have

Make an evaluation of the things that you already have. Pull things out of your drawers and closet and spend time playing dress up. Is everything necessary? Do you really have to wear those items? You can donate any clothing that does not fit or those that do not suit you anymore. Separate the items that are in need of repairs.

Determine your Basics

You might have identified the items or clothes that your wardrobe needs like a black dress, a button down in white color, a pair of black pants and others. It is actually a smart idea, but remember that every individual’s “basics” are different. Whether it is pencil skirts and floral dresses or jeans, you have to determine the right items that you use day after day. Invest in great quality versions of those items.

Create a List

If you want to stay within your budget when shopping for clothes, create a list of clothing items that your wardrobe is lacking. Carry it with you whenever you shop and let yourself purchase anything from that list at any time. Always keep the list with you to remind yourself whenever you are out that those are the clothes or items you decided you needed.

Eliminate the Options that Enable you to Cheat on your Clothing Budget

One of your biggest enemies when trying to stay within your budget is availability, if you have different resources on hand, then you will certainly be tempted to purchase anything that you find in the stores. To solve the problem, you should stop carrying your credit cards or cancel them. You may also clear out all your stored payment information an your most favorite shops, especially on online stores so that you cannot just click to order. Set up some barriers and make it difficult for you to make impulse purchases.

Set Up some Visual Reminders

Use visual reminders such as symbols of any experience or some object or pictures of something you are saving for like a designer purse, a new house, a better car or a vacation. A little amount of money you can save when you stay within your budget can be a huge amount of cash when accumulated. Always keep visual reminders center and front, so that you can focus more on the great benefits of staying within your budget.

Bear in mind that a budget is neither an obstacle or barrier nor a prison cell that is keeping you away from your own money. Always consider it as a tool you can use to ensure that you still have some amounts of money to be spent on some more important things in your life.

Conclusion

If you are thinking of building your wardrobe, you always want fashionable clothing that fits your lifestyle, reveals your personality, flatters your figure and accentuates your beautiful physique. However, staying in fashion and becoming trendy can be a very expensive endeavor, as new trends always pop up and elegant quality items can be quite costly.

But it does not mean you cannot look your best. The primary key to dressing beautifully and fashionably is to find inexpensive fashion that won’t hurt your pocket.

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