Babysitting Business MRR Ebook

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Chapter 7: Chapter 7: Insurance and Staffing

Synopsis

Both these element for a lot of legal connotations tagged to them, thus in the quest to ensure all rules and regulations pertaining to these issues are followed carefully there should be some research done into its requirements.

Good Points

Staffing laws for childcare centers require the establishment to take into account the child – staff ration practiced. The ideal ratios prescribed by the legal authorities are three children to one caregiver for those children under the age of two and five children to one for those between the ages of two to three.

Then for the age group that is between the ages of three to six the ideal ration would be eight children to one caregiver.

There is also the need to ensure the caregivers same some educational backgrounds that are fitting to the care giving activity. Basic courses are offered by government bodies for those intending to venture into the care giving business.

Most parents intending to send their children to such facilities would definitely ask for some evidence of this training. Criminal background checks have also become a pre requisite for those intending to be a part of the child giving exercise.

Failing to ensure each employee has been checked for such backgrounds the establishment runs the risk of being fined and closed down.

Adequate insurance for childcare establishments is also another pre requites that should be looked into. Getting suitable coverage is important and also a legal necessity. There are different types of coverage available and getting a reputable agent to consult with would be a good idea.

These insurance policies would usually cover both the centre and the children and staff in attendance. This is important when the damages are extensive or when medical coverage is needed. The premiums would also be according to the needs of the individual childcare facility and this can normally be tailored to fit the budget and coverage needs.

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